I'm turning into a tough cookie (oooh, there's that word again, I do love cookies).
Twice this week I have painted outside. I think today it was only 46° when we started. I wore a kayaking shirt, a turtleneck wool sweater, a fleece, a wool blazer and a gortex water/wind proof coat and a scarf. I could barely move my arms.
I wore the same ensemble hours later walking the dog - and promptly had three of the five layers wrapped around my waist by the halfway mark. . . apparently, it had warmed up.